The Ultimate Guide: 10 Best Credit Cards in the Philippines [2024]

Hey there, young money experts! Are you ready to explore the exciting world of credit cards in the Philippines? Today, we’re going to unveil the top 10 best credit cards that you can get your hands on in 2024. Let’s dive in and discover the magic of plastic money!

What Are Credit Cards?

Before we get started, let’s talk about what credit cards are. Credit cards are like magic cards that allow you to buy things without using cash. It’s like having a secret wallet that you can use to pay for stuff whenever you want!

Why Do People Use Credit Cards?

People use credit cards for lots of reasons. They’re convenient, easy to use, and come with lots of perks and rewards. Plus, they help you build a good credit score, which is super important for your financial future.

Top 10 Best Credit Cards in the Philippines [2024]

Now, let’s get to the exciting part – the top 10 best credit cards in the Philippines for 2024! Check out our handy table below to see which credit cards made the cut:

Rank Credit Card Benefits
1 BDO Platinum Mastercard – Exclusive perks and privileges
– Travel insurance coverage
2 Metrobank Femme Visa – Rewards tailored for women 
– Discounts on shopping and dining
3 BPI Blue Mastercard – Low annual fee 
– Easy application process
4 RCBC Bankard Visa Infinite – Unlimited airport lounge access 
– Travel and medical insurance
5 Citibank Cash Back Card – Cashback rewards on groceries, fuel, and dining 
– No annual fee for life
6 Security Bank Complete Cashback – Up to 5% cashback on groceries, dining, and utilities 
– Free annual fee for life
7 UnionBank Miles+ Platinum Visa – Earn miles for every spend 
– Free travel insurance
8 HSBC Red Mastercard – Earn rewards points for every spend 
– Discounts on dining and shopping
9 PNB-PAL Mabuhay Miles World – Earn Mabuhay Miles for PAL flights 
– Exclusive travel perks
10 EastWest Platinum Mastercard – Access to VIP airport lounges 
– Discounts on shopping and dining


There you have it, young money wizards – the 10 best credit cards in the Philippines for 2024! Whether you’re looking for travel perks, cashback rewards, or exclusive privileges, there’s a credit card on this list for everyone. So, go ahead and choose the one that suits your needs best, and get ready to unlock a world of possibilities with plastic money!

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