Union Bank SWIFT Code in the Philippines – UBPHPHMMXXX

Hi there! Today, we’re going to learn about something called a SWIFT code. It might sound tricky, but don’t worry, we’ll make it fun and easy. We’ll also talk about the Union Bank Swift Code and other banks like Union Bank. Ready? Let’s go!

What is a SWIFT Code?

A SWIFT code is like a special address for banks. Imagine you want to send a letter to a friend. You need their address, right? A SWIFT code helps send money from one bank to another, just like sending a letter to a friend.

Why Do We Need SWIFT Codes?

We need SWIFT codes to make sure money goes to the right place. It’s like having a magic spell that tells the bank exactly where to send the money.

What is the Union Bank Swift Code?

Now, let’s talk about the Union Bank Swift Code. Union Bank, or Banco de Oro, is one of the biggest banks in the Philippines. Its SWIFT code is UBPHPHMMXXX. This code helps people from other countries send money to Union Bank in the Philippines.

Union Bank SWIFT Code in the Philippines

  • Bank name: Union Bank of the Philippines
  • Bank address: UnionBank Plaza, Meralco Ave. Cor., Onyx and Sapphire Sts., Ortigas Centre
  • City: City of Pasig
  • Country: Philippines

How to Use a SWIFT Code

Union Bank SWIFT code in the Philippines

Step 1: Get the Right SWIFT Code

First, you need to know the correct SWIFT code of the bank you’re sending money to. For example, if you’re sending money to Union Bank, you use BNORPHMM.

Step 2: Fill in the Form

When you send money, you need to fill out a form. This form asks for the SWIFT code. It’s like writing the address on a letter.

Step 3: Double-Check Everything

Make sure everything is correct. Check the SWIFT code, the bank name, and the address. It’s like making sure you have the right address before mailing a letter.

Step 4: Send the Money

Once everything is ready, you can send the money. The SWIFT code will guide it to the right bank, just like a postman delivering a letter.

Why Knowing the SWIFT Code is Important

Knowing the SWIFT code is super important. It makes sure your money goes to the right place quickly and safely. Imagine if you sent a letter to the wrong address. That would be bad, right? The same goes for money.

Fun Fact: BIC Code

A SWIFT code is also called a BIC code. BIC stands for Bank Identifier Code. It’s just another name for the same magic address.


So, now you know all about SWIFT codes! They are like special addresses that help banks send money to the right place. For Union Bank of the Philippines, it’s UBPHPHMMXXX.

Important Tips

  1. Always Check the SWIFT Code: Make sure you have the right code before sending money.
  2. Ask for Help: If you’re not sure, ask an adult to help you. They can make sure everything is correct.
  3. Double-Check: Always double-check the SWIFT code, bank name, and address.


Learning about SWIFT codes is like learning a secret code for banks. Now you know how to use the Union Bank Swift Code and other SWIFT codes like a pro. It’s easy and fun, just like sending a letter to a friend. Remember to always double-check and ask for help if you need it. Happy banking!

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